事业 · 创业者自述
亨利·福特：我的生活与工作·补录 249
亨利·福特《我的生活与工作》· My Life and Work · 领导
It has been our policy always to keep on hand a large amount of cash--the cash balance in recent years has usually been in excess of fifty million dollars. This is deposited in banks all over the country, we do not borrow but we have established lines of credit, so that if we so cared we might raise a very large amount of money by bank borrowing. But keeping the cash reserve makes borrowing unnecessary--our provision is only to be prepared to meet an emergency. I have no prejudice against proper borrowing. It is merely that I do not want to run the danger of having the control of the business and hence the particular idea of service to which I am devoted taken into other hands.
出处：
https://www.gutenberg.org/ebooks/7213
定位：Additional excerpt 249 · 核对日期：2026-10-19 · 核验：短摘录
白话
福特公司一直保持大量现金储备，近年常超过5000万美元，存在全国银行。我们不借钱，但建立了信贷额度，以备不时之需。保持现金储备是为了避免借款，从而防止企业控制权落入他人之手。福特并不反对适当借款，但担心失去对企业控制权和其服务理念的掌控。这体现了其稳健财务和独立自主的经营原则。
上下文
福特解释公司保持高额现金储备的原因，强调避免借款以维持控制权。
今日一问
你的企业是否有足够的现金储备来应对危机，同时保持决策独立？
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