投资 · 创业者自述

塞缪尔·斯迈尔斯:节俭·摘录 264

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

We do not value money for its own sake, and we should be the last to encourage a miserly desire to hoard amongst any class; but we cannot help recognizing in money the means of life, the means of comfort, the means of maintaining an honest independence. We would therefore recommend every young man and every young woman to begin life by learning to save; to lay up for the future a certain portion of every week's earnings, be it little or much; to avoid consuming every week or every year the earnings of that week or year; and we counsel them to do this, as they would avoid the horrors of dependence, destitution, or beggary. We would have men and women of every class able to help themselves--relying upon their own resources--upon their own savings; for it is a true saying that "a penny in the purse is better than a friend at court." The first penny saved is a step in the world. The fact of its being saved and laid by, indicates self-denial, forethought, prudence, wisdom. It may be the germ of future happiness. It may be the beginning of independence.

出处: https://www.gutenberg.org/ebooks/14418
定位:Excerpt 264 · 核对日期:2026-10-19 · 核验:短摘录

白话

作者声明并不看重金钱本身,也反对吝啬囤积,但承认金钱是生活、舒适和诚实独立的手段。因此建议每个青年男女开始学习储蓄:每周从收入中拿出一部分存起来,无论多少,避免周周年年花光。这样做是为了避免依赖、贫困和乞讨的恐怖。作者希望各阶层的人都能自力更生,靠自己的储蓄。俗话说“囊中一便士胜过朝中一朋友”。存下第一便士就是迈向世界的一步,体现克己、远见、谨慎和智慧,可能是未来幸福和独立的开端。

上下文

《节俭》结尾部分,斯迈尔斯总结储蓄的价值,鼓励年轻人自立。

今日一问

你是否愿意从本周开始,把收入的一小部分固定存起来,作为独立的起点?

公版作品;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。

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