节俭·摘录 285 · 塞缪尔·斯迈尔斯

A magistrate at Bilston, not connected with the employment of workmen, has mentioned the following case. "I prevailed," he says, "upon a workman to begin a deposit in the savings bank. He came most unwillingly. His deposits were small, although I knew his gains to be great. I encouraged him by expressing satisfaction at the course he was taking. His deposits became greater; and at the end of five years he drew out the fund he had accumulated, bought a piece of land, and has built a house upon it. I think if I had not spoken to him, the whole amount would have been spent in feasting or clubs, or contributions to the trades unions. That man's eyes are now open--his social position is raised--he sees and feels as we do, and will influence others to follow his example."

出处： https://www.gutenberg.org/ebooks/14418
定位：Excerpt 285 · 核对日期：2026-10-19 · 核验：短摘录

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一位地方法官劝一个工人开始存钱，工人很不情愿，存得很少，尽管收入不错。法官不断鼓励他，肯定他的做法。五年后，工人取出积蓄买了地、盖了房。法官认为，如果当初没劝他，这些钱早就在吃喝、俱乐部和工会费上花光了。现在这个工人眼界开了，社会地位提高了，还会影响别人。这说明，外界的鼓励和引导能帮人养成储蓄习惯，而储蓄能实实在在改变一个人的生活轨迹。

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斯迈尔斯《节俭》中引用比尔斯顿一位地方法官的亲身经历。

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你身边有没有人需要你一句鼓励来开始存钱或改变习惯？

公版作品；原文逐字取自 Project Gutenberg，仅摘录段落并附全书链接。

健康 · 龚廷贤《寿世保元》

人参白术（去芦各一錢）白茯苓（去皮用）陈皮（各五分）半夏（七分）全蝎（炒五分）天麻（七分）细辛（三分）薄荷（三分）甘草（二分）上锉一剂。生姜、枣煎服。乳母亦宜服之。一論小儿吐泻不止。作慢惊风。脾困昏沉。默默不食。宜 \x醒脾散\x 人参白术（去芦）白茯苓（去皮）木香全蝎僵蚕白附子天麻甘草上锉生姜三片。枣一枚。水煎服。一方。去天麻、僵蚕。加炮南星、半夏曲、陈仓米二百粒。水煎熟。旋服之。一論慢惊。乃元气虚损而至昏愦。急灸百会穴…

小儿慢惊风多因脾胃虚弱、元气不足所致，表现为吐泻不止、昏睡不食。治疗以健脾益气为主，用人参、白术、茯苓、陈皮、半夏等药，加全蝎、天麻熄风，细辛、薄荷通窍，甘草调和。煎服时加生姜、大枣，乳母也要服用同样药物，通过乳汁传给孩子。若出现元气虚损、昏愦，要急灸百会穴，不能等痰去再灸，否则元气脱散难救。慢惊风是脏腑传变到极点，全归虚处，脾虚不能摄涎而生痰，所以无风可逐、无惊可疗，专治脾虚痰涌抽搐。

事业 · 保罗·格雷厄姆《《如何获得创业点子》》

If you're not at the leading edge of some rapidly changing field, you can get to one. For example, anyone reasonably smart can probably get to an edge of programming (e.g. building mobile apps) in a year. Since a…

如果你现在不在某个快速变化的领域前沿，可以主动走过去。比如一个脑子正常的人，大概花一年就能站到编程的某个前沿，比如做手机应用。一个成功的创业至少要占掉你三到五年，所以花一年准备是划算的投资，尤其你还在找合伙人。因为好点子往往来自你身处前沿时看到的、别人还没看到的问题；不在前沿，就只能想到过时的东西。做法是选一个变化快、你又有兴趣的领域，用一年时间动手做点真东西，顺便认识同行和潜在搭档。

投资 · 保罗·格雷厄姆《《创业公司最难学的课》》

At Y Combinator we sometimes mistakenly fund teams who have the attitude that they're going to give this startup thing a shot for three months, and if something great happens, they'll stick with it-- "something great"…

在Y Combinator，他们有时会错误地资助那些抱着“试试三个月，如果发生好事就继续”心态的团队。所谓“好事”，指的是有人想收购或投资几百万美元。但格雷厄姆指出，如果抱着这种心态，“好事”几乎不会发生，因为收购方和投资人都会看你的投入程度。如果收购方觉得你无论如何都会坚持下去，他们更可能买你，因为不买的话，你继续做大会涨价，他们后悔。投资人也一样。所以，创业需要全身心投入，而不是浅尝辄止。

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