投资 · 创业者自述
塞缪尔·斯迈尔斯：节俭·摘录 317
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
Another most important point is, the Security. Government is responsible for the full amount paid in; so that the money deposited with the Post Office Savings Bank is as safe as if it were in the Bank of England. The money saved may also be transferred from place to place, without expense, and may be easily paid to the depositor when required, no matter where it was originally deposited. All that is done, is done in perfect secrecy between the depositor and the postmaster, who is forbidden to disclose the names of the depositors.
出处：
https://www.gutenberg.org/ebooks/14418
定位：Excerpt 317 · 核对日期：2026-10-19 · 核验：短摘录
白话
邮政储蓄银行另一个重要优点是安全。政府为存入的全部金额负责，所以钱放在那里和放在英格兰银行一样安全。存款还可以免费从一个地方转到另一个地方，无论最初存在哪里，需要时都能方便地取给储户。所有操作都在储户和邮局长之间秘密进行，邮局长被禁止泄露储户姓名。这解决了普通人对银行不信任、怕钱丢失或怕隐私暴露的顾虑，让节俭存钱变得既安全又私密。
上下文
斯迈尔斯在《节俭》中强调邮政储蓄银行的国家担保和保密性，以鼓励工人存钱。
今日一问
你选择存钱或理财的方式时，安全和隐私是否得到了足够保障？
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