事业 · 创业者自述
安德鲁·卡内基：安德鲁·卡内基自传·补录 293
安德鲁·卡内基《安德鲁·卡内基自传》· Autobiography of Andrew Carnegie · 领导
Mr. Schoenberger, president of the Exchange Bank at Pittsburgh, with which we conducted a large business, was in New York when the news reached him of the embarrassment of Mr. Scott and Mr. Thomson. He hastened to Pittsburgh, and at a meeting of his board next morning said it was simply impossible that I was not involved with them. He suggested that the bank should refuse to discount more of our bills receivable. He was alarmed to find that the amount of these bearing our endorsement and under discount, was so large. Prompt action on my part was necessary to prevent serious trouble. I took the first train for Pittsburgh, and was able to announce there to all concerned that, although I was a shareholder in the Texas enterprise, my interest was paid for. My name was not upon one dollar of their paper or of any other outstanding paper. I stood clear and clean without a financial obligation or property which I did not own and which was not fully paid for. My only obligations were those connected with our business; and I was prepared to pledge for it every dollar I owned, and to endorse every obligation the firm had outstanding.
出处：
https://www.gutenberg.org/ebooks/17976
定位：Additional excerpt 293 · 核对日期：2026-10-19 · 核验：短摘录
白话
匹兹堡交易所银行总裁舍恩伯格先生与卡内基有大业务往来。他在纽约听说斯科特和汤姆森先生陷入困境，急忙赶回匹兹堡，第二天董事会上说，卡内基不可能不被牵连。他建议银行拒绝再贴现他们的应收票据。他惊恐地发现，带有卡内基背书并已贴现的票据金额如此之大。卡内基必须立即行动以防大麻烦。他坐头班火车回匹兹堡，向所有相关人宣布：虽然他是得克萨斯企业的股东，但他的股份已付清；他的名字不在他们任何一张票据或任何未偿票据上。他干干净净，没有不属于自己或未付清的财务义务或财产。他唯一的义务是公司业务；他准备押上每一块钱，并为公司所有未偿债务背书。
上下文
卡内基自传中回忆银行因担心他被牵连而准备收紧信贷，他紧急澄清自己财务清白。
今日一问
你的个人财务与公司债务是否清晰隔离，以免一方的风险拖垮另一方？
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