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塞缪尔·斯迈尔斯：节俭·摘录 205

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

It is the duty of all persons to economize their means,--of the young as well as of the old. The Duke of Sully mentions, in his Memoirs, that nothing contributed more to his fortune than the prudent economy which he practised, even in his youth, of always preserving some ready money in hand for the purpose of meeting circumstances of emergency. Is a man married? Then the duty of economy is still more binding. His wife and children plead to him most eloquently. Are they, in the event of his early death, to be left to buffet with the world unaided? The hand of charity is cold, the gifts of charity are valueless, compared with the gains of industry, and the honest savings of frugal labour, which carry with them blessings and comforts, without inflicting any wound upon the feelings of the helpless and bereaved. Let every man, therefore, who can, endeavour to economize and to save; not to hoard, but to nurse his little savings, for the sake of promoting the welfare and happiness of himself while here, and of others when he has departed.

出处： https://www.gutenberg.org/ebooks/14418
定位：Excerpt 205 · 核对日期：2026-10-19 · 核验：短摘录

白话

人人都该节省开支，年轻人也不例外。作者引用苏利公爵的回忆录说，他年轻时总在手头留一些现钱应急，这对他后来的财富帮助最大。结了婚的人更该节俭，因为妻儿都指望着他；万一他早逝，难道要让家人无依无靠地面对世界吗？别人的施舍是冷的，给的也有限，远不如自己劳动挣来的和节俭攒下的钱，既能带来安稳舒适，又不伤受助者的自尊。所以，能省就省、能存就存，但不是当守财奴，而是把这点积蓄经营好，让自己活着时过得好，死后也能照顾到别人。

上下文

塞缪尔·斯迈尔斯是19世纪英国作家，著有《自助》《节俭》等书，宣扬勤劳、节俭、自立。这段话出自《节俭》一书，讨论储蓄对个人和家庭的责任。

今日一问

你手头有没有一笔随时能动的应急钱？如果没有，从这个月开始能固定存下多少？

公版作品；原文逐字取自 Project Gutenberg，仅摘录段落并附全书链接。

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They are so accordingly. The difference between the earnings of a common labourer and those of a well employed lawyer or physician, is evidently much greater than that between the ordinary profits in any two different…
事实正是如此。普通工人和干得好的律师或医生的收入差距，明显大于任何两个行业普通利润的差距。而且不同行业利润的表面差距，往往是错觉，因为我们不总区分哪些该算工资、哪些该算利润。

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