投资 · 创业者自述
塞缪尔·斯迈尔斯:节俭·摘录 241
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
We often hear of men who have been diligent and useful members of society, dying and leaving their wives and families in absolute poverty. They have lived in respectable style, paid high rents for their houses, dressed well, kept up good visiting acquaintance, were seen at most places of amusement, and brought up their children with certain ideas of social position and respectability; but death has stricken them down, and what is the situation of their families? Has the father provided for their future? From twenty to twenty-five pounds a year, paid into an Assurance Society, would have secured their widows and orphans against absolute want. Have they performed this duty? No--they have done nothing of the kind; it turns out that the family have been living up to their means, if not beyond them, and the issue is, that they are thrown suddenly bankrupt upon the world.
出处:
https://www.gutenberg.org/ebooks/14418
定位:Excerpt 241 · 核对日期:2026-10-19 · 核验:短摘录
白话
我们常听说有些勤恳有用的人去世后,妻儿陷入赤贫。他们生前体面,付高房租、穿好衣、交游广、常娱乐,让孩子习惯了某种社会地位。可人一死,家里怎么办?父亲为他们的未来做准备了吗?其实每年向保险公司交二十到二十五英镑,就能让寡妇孤儿免于绝对贫困。他们做了吗?没有。结果发现这家人一直入不敷出,一旦变故,全家立刻破产。
上下文
塞缪尔·斯迈尔斯是19世纪英国作家,《节俭》一书倡导用保险和储蓄抵御生活风险。
今日一问
你现在的开销是否已超出收入?有没有为家人准备一笔应急保障?
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