投资 · 创业者自述

塞缪尔·斯迈尔斯:节俭·摘录 245

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

Now, if he had deposited this twelve or thirteen pounds yearly in a bank, or employed it at interest, it would have taken about twenty years before his savings would have amounted to five hundred pounds. But by the simple and beautiful expedient of life assurance, these twenty-six years of the best part of his life are, on this account at least, secured against anxiety and care. The anticipation of future evil no longer robs him of present enjoyment. By means of his annual fixed payment--which decreases according to the profits of the society--he is secure of leaving a fixed sum at his death for the benefit of his family.

出处: https://www.gutenberg.org/ebooks/14418
定位:Excerpt 245 · 核对日期:2026-10-19 · 核验:短摘录

白话

如果他把每年这十二三英镑存银行或放利息,大约要二十年才能攒到五百英镑。但通过人寿保险这个简单而美妙的办法,他一生中最好的二十六年至少在这方面免于焦虑。对未来的担忧不再剥夺眼前的快乐。通过每年固定缴费(根据公司利润可能减少),他确保死后留给家人一笔固定的钱。

上下文

斯迈尔斯对比储蓄与保险,强调保险能立即创造保障,消除长期忧虑。

今日一问

你更愿意慢慢存钱,还是用保险立刻给家人一个确定的保障?

公版作品;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。

本文本为公版;底本与原文链接见上。 版权

← 返回原文库