投资 · 创业者自述
塞缪尔·斯迈尔斯:节俭·摘录 253
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
A vigorous effort was made by Mr. Akroyd of Halifax, in 1856, to establish a Provident Sick Society and Penny Savings Bank for the working men in the West Riding of Yorkshire. An organization was set on foot with these objects; and though the Penny Bank proved a complete success, the Provident Society proved a complete failure. Mr. Akroyd thus explains the causes of the failure: "We found the ground preoccupied," he says, "by Friendly Societies, especially by the Odd Fellows, Druids, Foresters, etc.; and against their principles of self-government, mutual check against fraud, and _brotherhood_, no new and independent society can compete. Our rates were also of necessity much higher than theirs, and this was perhaps one of the chief causes of our failure."
出处:
https://www.gutenberg.org/ebooks/14418
定位:Excerpt 253 · 核对日期:2026-10-19 · 核验:短摘录
白话
1856年,哈利法克斯的阿克洛伊德先生努力为约克郡西区的工人建立互助病社和便士储蓄银行。便士银行大获成功,但互助病社彻底失败。阿克洛伊德解释失败原因:他们发现地盘已被友谊会等组织占据,这些组织实行自治、相互监督防欺诈和兄弟情谊,新独立社团无法竞争。而且他们的费率必然更高,这可能是失败主因。
上下文
塞缪尔·斯迈尔斯《节俭》一书,19世纪英国工人互助组织兴起时期。
今日一问
当你尝试建立新组织时,是否先调研过已有类似组织及其优势?
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