投资 · 创业者自述

塞缪尔·斯迈尔斯:节俭·摘录 288

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

When well-paid workmen such as these are able to accumulate a sufficient store of savings, they ought gradually to give up hard work, and remove from the field of competition as old age comes upon them. They ought also to give place to younger men; and prevent themselves being beaten down into the lower-paid ranks of labour. After sixty a man's physical powers fail him; and by that time he ought to have made provision for his independent maintenance. Nor are the instances by any means uncommon, of workmen laying by money with this object, and thereby proving what the whole class might, to a greater or less extent, accomplish in the same direction.

出处: https://www.gutenberg.org/ebooks/14418
定位:Excerpt 288 · 核对日期:2026-10-19 · 核验:短摘录

白话

高薪工人存够钱后,随着年龄增长,应该逐步减少高强度工作,退出竞争,让位给年轻人,也避免自己沦落到低薪岗位。六十岁后体力下降,之前就该为独立养老做好准备。这样的例子并不少见,说明整个工人阶层或多或少都能做到。核心是:储蓄不仅为了应急,更是为了在年老时保有尊严和选择权。提前规划,主动退场,比被动淘汰要好得多。

上下文

斯迈尔斯《节俭》讨论工人储蓄的长期目标,强调老年独立。

今日一问

你是否想过自己六十岁后的生活来源和状态?现在能做什么准备?

公版作品;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。

本文本为公版;底本与原文链接见上。 版权

← 返回原文库