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塞缪尔·斯迈尔斯:节俭·摘录 327

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

Mr. Sikes next proceeded to ventilate the question of Post Office Savings Banks. He was disappointed that no measure for the improvement of Savings Banks had been adopted by Parliament. The day appeared very distant when his cherished wish would be realized,--that the Savings Bank should really become the Bank of the People. But the darkest hour precedes the dawn. When he had almost given up the notion of improving the existing Savings Banks, the idea suddenly struck him that in the money-order office there was the very organization which might be made the basis of a popular Savings Bank.

出处: https://www.gutenberg.org/ebooks/14418
定位:Excerpt 327 · 核对日期:2026-10-19 · 核验:短摘录

白话

西克斯接着把邮政储蓄银行的问题提出来讨论。议会迟迟没有通过改善储蓄银行的措施,他感到失望,觉得让储蓄银行真正成为“人民的银行”这个愿望还很遥远。但最黑暗的时刻往往就在黎明之前。当他几乎放弃改进现有储蓄银行时,突然想到:邮政汇款办公室的组织网络,正好可以当作大众储蓄银行的基础。这告诉我们:正面推动受阻时,不妨看看身边现成的系统、渠道或流程,换个载体,原来的目标可能突然变得可行。

上下文

塞缪尔·斯迈尔斯《节俭》,19世纪英国,西克斯在议会改革受阻后,转向利用邮政汇款网络构思邮政储蓄银行。

今日一问

你正在硬推的事情,能不能借用一个已经运转良好的现成系统来实现?

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