投资 · 创业者自述
塞缪尔·斯迈尔斯：节俭·摘录 42
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
There is no reason why the highly-paid workman of to-day may not save a store of capital. It is merely a matter of self-denial and private economy. Indeed, the principal industrial leaders of to-day consist, for the most part, of men who have sprung directly from the ranks. It is the accumulation of experience and skill that makes the difference between the workman and the _no_-workman; and it depends upon the workman himself whether he will save his capital or waste it. If he save it, he will always find that he has sufficient opportunities for employing it profitably and usefully.
出处：
https://www.gutenberg.org/ebooks/14418
定位：Excerpt 42 · 核对日期：2026-10-19 · 核验：短摘录
白话
今天高薪的工人没有理由不积累资本，这只需要自我克制和私人经济。事实上，许多工业领袖都出身于工人阶层。工人与无业者的区别在于经验和技能的积累，而是否储蓄资本取决于工人自己。如果储蓄，总能找到有利且有用的投资机会。所以高收入者更应主动储蓄，而不是全部花掉。
上下文
斯迈尔斯《节俭》中的观点，鼓励高薪工人储蓄并成为工业领袖。
今日一问
如果你收入不错，你是否有计划地把一部分存下来用于投资？
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