投资 · 创业者自述
塞缪尔·斯迈尔斯:节俭·摘录 433
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
One of the Yorkshire actuaries of the Penny Bank tells the following anecdote as conveying a lesson of perseverance and encouragement to branch managers. "Mr. Smith was one of our first managers, but after attending two or three times he left us, saying it was 'childish work.' My answer was, 'It is with children we have to do.' A short time after, I met him, and in the course of conversation I observed that I sometimes got _down in the mouth_, and did not know whether we were doing any good, and felt disposed to give up the bank; on which he warmly replied, 'For God's sake, you must not let such an idea get into your head; you little know the good you are doing; we have not a man about our place but either himself or some members of his family are depositors.'" The actuary adds, "If Colonel Akroyd ever despairs, I give him the above answer."
出处:
https://www.gutenberg.org/ebooks/14418
定位:Excerpt 433 · 核对日期:2026-10-19 · 核验:短摘录
白话
一位约克郡的储蓄银行精算师讲了个故事:史密斯先生是早期经理之一,干了两三次就不干了,说这是“小孩子玩意儿”。精算师回答:“我们打交道的正是小孩子啊。”不久后两人相遇,精算师说自己有时很沮丧,不知道银行有没有用,想放弃。史密斯立刻激动地说:“千万别这么想!你根本不知道自己在做多大的好事;我们那儿每个人,要么自己要么家人,都是储户。”精算师说,每当阿克洛伊德上校灰心,他就拿这话鼓励他。核心是:别小看点滴储蓄的长期影响,坚持做下去,改变会悄悄发生。
上下文
塞缪尔·斯迈尔斯《节俭》一书中的轶事,讨论便士银行如何培养穷人的储蓄习惯。
今日一问
你正在坚持的哪件“小事”,可能正悄悄改变别人的生活?
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