投资 · 创业者自述

塞缪尔·斯迈尔斯:节俭·摘录 441

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

One of her sons, the father of John Crossley, was brought up to carpet-weaving. He learnt his business with Mr. Webster, of Clay-pits, one of whose daughters he afterwards married. John Crossley himself also became a carpet-weaver with his uncle; and when his apprenticeship was finished, he went to weave for Mr. Currer, a large carpet manufacturer at Luddenden Foot. While working at this factory, his master built a large fine house to live in. He thought he had money enough saved for the purpose, but circumstances proved that he had not. Mr. Currer told his foreman that he had kept an account of its cost until he had spent £4,000, and then he became so disgusted that he burnt the memorandum book, although the house was not nearly finished. He said "he had done all that to please a woman,"--meaning his wife. Although Mr. Currer was an excellent man of business, his wife was too fond of show, and the large fine house in which she was to live proved her husband's ruin. He died shortly after it was finished, and then the whole of his establishment was broken up.

出处: https://www.gutenberg.org/ebooks/14418
定位:Excerpt 441 · 核对日期:2026-10-19 · 核验:短摘录

白话

约翰·克罗斯利的父亲学的是地毯织造,跟韦伯斯特先生学手艺,后来娶了韦伯斯特的一个女儿。约翰本人也跟舅舅学织地毯,学徒期满后,他到卢登登福特一位大地毯商柯勒先生那里做工。柯勒先生建了一栋豪华大宅,自以为钱够用,结果花到四千英镑还没完工,他气得烧了账本,说“做这一切只是为了讨一个女人欢心”,指他妻子。尽管柯勒是精明的商人,但妻子太爱摆排场,这栋大宅最终毁了他。房子刚完工他就去世了,家业随之瓦解。这说明消费要量力而行,虚荣攀比会拖垮再能干的人;今天我们要警惕为面子超支,家庭财务应共同规划、透明决策。

上下文

斯迈尔斯《节俭》中的反面案例,19世纪英国地毯制造业背景。

今日一问

你最近有没有为了面子或讨好他人而超出能力消费?如何避免?

公版作品;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。

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