投资 · 创业者自述
塞缪尔·斯迈尔斯:节俭·摘录 58
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
Men must prepare in youth and in middle age the means of enjoying old age pleasantly and happily. There can be nothing more distressing than to see an old man who has spent the greater part of his life in well-paid-for-labour, reduced to the necessity of begging for bread, and relying entirely on the commiseration of his neighbours, or upon the bounty of strangers. Such a consideration as this should inspire men in early life with a determination to work and to save, for the benefit of themselves and their families in later years.
出处:
https://www.gutenberg.org/ebooks/14418
定位:Excerpt 58 · 核对日期:2026-10-19 · 核验:短摘录
白话
人必须在青年和中年时期就为晚年过得舒适快乐做好准备。最令人心酸的莫过于看到一个老人,大半辈子都有不错的收入,到头来却不得不讨饭,完全靠邻居的同情或陌生人的施舍过活。想到这种可能,年轻人就该下定决心,为了自己和家人晚年受益而努力工作、努力存钱。
上下文
19世纪英国尚无完善养老金制度,个人储蓄是养老的主要保障,斯迈尔斯因此强调早做准备。
今日一问
如果明天收入中断,你现有的储蓄能支撑多久?
公版作品;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。
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