投资 · 创业者自述
塞缪尔·斯迈尔斯：节俭·摘录 86
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
And yet Mr. Denison clearly saw that if the people were sufficiently educated, and taught to practise the virtue of Thrift, much of this misery might be prevented. "The people," he elsewhere says, "_create_ their destitution and their disease. Probably there are hardly any of the most needy who, if they had been only moderately frugal and provident, could not have placed themselves in a position to tide over the occasional months of want of work, or of sickness, which there always must be.... I do not underrate the difficulty of laying by out of weekly earnings, but I say it _can_ be done. A dock-labourer, while a young, strong, unmarried man, could lay by half his weekly wages, and such men are almost sure of constant employment."
出处：
https://www.gutenberg.org/ebooks/14418
定位：Excerpt 86 · 核对日期：2026-10-19 · 核验：短摘录
白话
丹尼森先生清楚地看到，如果人们得到充分教育，并被教导实践节俭的美德，许多苦难是可以避免的。他说：“人们自己制造了贫困和疾病。几乎没有一个最需要帮助的人，只要稍微节俭和有远见，就不能让自己度过偶尔出现的失业或生病月份——这些总是会有的。我不低估从周薪中存钱的困难，但我说这能做到。一个码头工人，在年轻、强壮、未婚时，可以存下一半周薪，而这样的人几乎肯定有持续的工作。”核心是：节俭教育能防止苦难，即使底层工人也能通过储蓄应对不时之需。
上下文
斯迈尔斯《节俭》中引用丹尼森先生的观点，强调教育和节俭能减少贫困。
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你是否曾因缺乏储蓄而在失业或生病时陷入困境？
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