投资 · 创业者自述
塞缪尔·斯迈尔斯:节俭·摘录 89
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
Hence, the skilled workman, unless trained in good habits, may exhibit no higher a life than that of the mere animal; and the earning of increased wages will only furnish him with increased means for indulging in the gratification of his grosser appetites. Mr. Chadwick says, that during the Cotton Famine, "families trooped into the relief rooms in the most abject condition, whose previous aggregate wages exceeded the income of many curates,--as had the wages of many of the individual workmen."[1] In a time of prosperity, working-people feast, and in a time of adversity they "clem." Their earnings, to use their own phrase, "come in at the spigot and go out at the bunghole." When prosperity comes to an end, and they are paid off, they rely upon chance and providence--the providence of the Improvident!
出处:
https://www.gutenberg.org/ebooks/14418
定位:Excerpt 89 · 核对日期:2026-10-19 · 核验:短摘录
白话
因此,熟练工人如果没有养成好习惯,可能过着与动物无异的生活;增加工资只会给他更多手段来满足粗俗的欲望。查德威克先生说,在棉花饥荒期间,“家庭成群结队地来到救济室,处于最悲惨的境地,他们之前的工资总额超过许多助理牧师的收入——许多个体工人的工资也是如此。”在繁荣时期,工人们大吃大喝,在逆境时他们“挨饿”。用他们自己的话说,他们的收入“从龙头进来,从桶口出去”。当繁荣结束,他们被解雇时,他们依靠机会和天意——不节俭者的天意!
上下文
斯迈尔斯《节俭》中引用查德威克的话,说明工人收入高时挥霍,失业时陷入贫困。
今日一问
你是否在收入增加时提高了消费,而不是增加储蓄?
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