洪应明：Caigentan, Entry 164

勤者敏於德義，而世人借勤以濟其貧； 儉者淡於貨利，而世人假儉以飾其吝。 君子持身之符，反為小人營私之具矣。惜哉。

Source： https://zh.wikisource.org/wiki/%E8%8F%9C%E6%A0%B9%E8%AD%9A
Locator：第164则 · Verified：2026-10-19 · Verification：Exact match

This is a direct reading: the original and source are kept; commentary will be added later.

公版古籍；原文逐字取自 Wikisource，批量导入，未附白话解读。

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