Samuel Smiles：Thrift, Excerpt 45

Let no man say that he cannot economize. There are few persons who could not contrive to save a few shillings weekly. In twenty years, three shillings saved weekly would amount to two hundred and forty pounds; and in ten years more, by addition of interest, to four hundred and twenty pounds. Some may say that they cannot save nearly so much. Well! begin with two shillings, one shilling, or even sixpence. Begin somewhere; but, at all events, make a beginning. Sixpence a week, deposited in the savings bank, will amount to forty pounds in twenty years, and seventy pounds in thirty years. It is the _habit_ of economizing and denying oneself that needs to be formed.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 45 · Verified：2026-10-19 · Verification：Short excerpt

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