事业 · 创业者自述
安德鲁·卡内基：安德鲁·卡内基自传·补录 287
安德鲁·卡内基《安德鲁·卡内基自传》· Autobiography of Andrew Carnegie · 领导
The works were well advanced when the financial panic of September, 1873, came upon us. I then entered upon the most anxious period of my business life. All was going well when one morning in our summer cottage, in the Allegheny Mountains at Cresson, a telegram came announcing the failure of Jay Cooke & Co. Almost every hour after brought news of some fresh disaster. House after house failed. The question every morning was which would go next. Every failure depleted the resources of other concerns. Loss after loss ensued, until a total paralysis of business set in. Every weak spot was discovered and houses that otherwise would have been strong were borne down largely because our country lacked a proper banking system.
出处：
https://www.gutenberg.org/ebooks/17976
定位：Additional excerpt 287 · 核对日期：2026-10-19 · 核验：短摘录
白话
1873年9月金融恐慌爆发时，卡内基的工厂建设已进展大半，他由此进入商业生涯中最焦虑的时期。一切本来顺利，但一天早晨在阿勒格尼山区的避暑小屋，他收到杰伊·库克公司破产的电报，随后几乎每小时都有新的灾难消息，一家接一家公司倒闭，每天早晨都在猜下一个是谁。每次倒闭都消耗其他公司的资源，损失接连不断，直到商业全面瘫痪。每个薄弱环节都被暴露，许多原本强大的公司也因国家缺乏健全的银行体系而倒下。这提醒我们，系统性风险来临时，个体再强也难独善其身。
上下文
出自卡内基自传，描述1873年美国金融恐慌对商业的冲击。
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