事业 · 创业者自述
P.T. 巴纳姆：奋斗与胜利·补录 580
P.T. 巴纳姆《奋斗与胜利》· Struggles and Triumphs · 领导
Quite a number of men at once availed themselves of my offer, and eventually succeeded in paying for their homes without much effort. I am sorry to add, that rent is still paid, month after month, by many men who would long ago have owned neat homesteads, free from all incumbrances, if they had accepted my proposals and had signed and kept the temperance pledge, and given up the use of tobacco. The money they have since expended for whiskey and tobacco, would have given them a house of their own, if the money had been devoted to that object, and their positions, socially and morally, would have been far better than they are to-day. How many infatuated men there are in all parts of the country, who could now be independent, and even owners of their own carriages, but for their slavery to these miserable habits!
出处：
https://www.gutenberg.org/ebooks/50115
定位：Additional excerpt 580 · 核对日期：2026-10-19 · 核验：短摘录
白话
不少人立刻接受巴纳姆的提议，后来没费太大力气就付清了房款。但他遗憾地说，很多人至今还在月复一月地交房租，本来早就能拥有无债的房子，只要他们接受提议、签下并遵守戒酒承诺、戒掉烟草。他们花在威士忌和烟草上的钱，足够买一栋房子，社会地位和道德状况也会比现在好得多。核心是：坏习惯吃掉资产。做法是：把烟酒开销转成购房储蓄。取舍是，短期享乐换长期安稳。
上下文
巴纳姆在自传中回顾东布里奇波特购房计划时，感慨许多人因酗酒和吸烟错失拥有房产的机会。
今日一问
你每月花在烟酒或冲动消费上的钱，如果存下来，几年后能变成什么？
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