事业 · 创业者自述

亨利·福特:我的生活与工作·补录 257

亨利·福特《我的生活与工作》· My Life and Work · 领导

It is true that we did have a problem. In 1919 we had borrowed $70,000,000 on notes to buy the full stock interest in the Ford Motor Company. On this we had $33,000,000 left to pay. We had $18,000,000 in income taxes due or shortly to become due to the Government, and also we intended to pay our usual bonus for the year to the workmen, which amounted to $7,000,000. Altogether, between January 1st and April 18, 1921, we had payments ahead totaling $58,000,000. We had only $20,000,000 in bank. Our balance sheet was more or less common knowledge and I suppose it was taken for granted that we could not raise the $38,000,000 needed without borrowing. For that is quite a large sum of money. Without the aid of Wall Street such a sum could not easily and quickly be raised. We were perfectly good for the money. Two years before we had borrowed $70,000,000. And since our whole property was unencumbered and we had no commercial debts, the matter of lending a large sum to us would not ordinarily have been a matter of moment. In fact, it would have been good banking business.

出处: https://www.gutenberg.org/ebooks/7213
定位:Additional excerpt 257 · 核对日期:2026-10-19 · 核验:短摘录

白话

福特公司确实遇到了资金难题:1919年借款7000万美元收购股份,到1921年初还有3300万未还,加上1800万所得税和700万员工奖金,总共需支付5800万,而银行只有2000万,缺口3800万。外界普遍认为不借钱根本填不上这个窟窿。但福特强调公司信用极好,两年前就借过7000万,全部财产没有抵押,也没有商业债务,所以借钱给公司本是稳赚的银行业务。他的意思不是借不到钱,而是不想被银行牵着走。

上下文

亨利·福特在自传《我的生活与工作》中回忆1921年公司面临的资金危机,当时外界盛传福特即将破产。

今日一问

当你遇到资金缺口时,是先想着借钱,还是先盘点自己有哪些没被利用的资产和信用?

公版传记;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。

本文本为公版;底本与原文链接见上。 版权

← 返回原文库