事业 · 创业者自述
亨利·福特:我的生活与工作·补录 439
亨利·福特《我的生活与工作》· My Life and Work · 领导
We need more diversity all round. The four-track system everywhere would not be a bad idea. We have a single-track money system. It is a mighty fine system for those who own it. It is a perfect system for the interest-collecting, credit-controlling financiers who literally own the commodity called Money and who literally own the machinery by which money is made and used. Let them keep their system if they like it. But the people are finding out that it is a poor system for what we call "hard times" because it ties up the line and stops traffic. If there are special protections for the interests, there ought also to be special protections for the plain people. Diversity of outlet, of use, and of financial enablement, are the strongest defenses we can have against economic emergencies.
出处:
https://www.gutenberg.org/ebooks/7213
定位:Additional excerpt 439 · 核对日期:2026-10-19 · 核验:短摘录
白话
我们需要全方位的多样性。到处都修四轨铁路不算坏主意。可我们的金融体系却是单轨的。对拥有它的人来说,这系统好得很;对收利息、控制信贷的金融家来说,简直完美,因为他们实际上拥有“货币”这种商品和造钱用钱的机器。他们喜欢就留着吧。但人们正发现,这系统在“困难时期”很糟糕,因为它把线路堵死,交通中断。如果特殊利益有特殊保护,普通人也该有。出路、用途和融资渠道的多样化,是我们抵御经济危机的最强防线。
上下文
福特批评单一金融体系,主张像交通一样建立多轨制的经济防御。
今日一问
你的收入或资源是否也依赖“单轨”?如何增加多样性来抵御风险?
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