投资 · 创业者自述
塞缪尔·斯迈尔斯:节俭·摘录 109
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
He had the moral courage--a quality much wanted in these days--to tell his constituents some hard but honest truths. He argued with them about the coal famine, and their desire to prolong it. They were working three days a week, and idling the other days. Some of them did not do a stroke of work during a week or a fortnight; others were taking about a hundred Bank holidays yearly. But what were they doing with the money they earned? Were they saving it for a rainy day; or, when the "roaring times" no longer existed, were they preparing to fall back upon the poor-rates? He found that in one case a man, with his two sons, was earning seven pounds in a fortnight. "I should like," he said, "to see those Scotchmen who are in the mining business taking advantage of these happy times, and endeavouring by their industry to rise from their present position--to exercise self-help, to acquire property, and possibly to become coal masters themselves."
出处:
https://www.gutenberg.org/ebooks/14418
定位:Excerpt 109 · 核对日期:2026-10-19 · 核验:短摘录
白话
塞缪尔·斯迈尔斯称赞一位议员有道德勇气,敢对选民讲难听的真话。当时煤矿工人每周只干三天活,其余时间闲逛,有人一年休上百天假。议员问:多挣的钱是存起来防荒,还是等好日子过去后靠救济?他发现有人父子三人两周挣七英镑。他呼吁煤矿工人抓住好时机,靠勤劳自立、积累财产,甚至自己当矿主。核心是:高收入时更要节俭自律,否则繁荣过后只剩贫困。
上下文
选自塞缪尔·斯迈尔斯《节俭》(1875年),讨论英国煤矿工人高工资时期的消费与储蓄习惯。
今日一问
如果你最近收入增加,你会先存下多少比例来应对未来的不确定性?
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