投资 · 创业者自述

塞缪尔·斯迈尔斯:节俭·摘录 113

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

Another observer remarks, that the miners of Bilston are about six thousand in number, and they spend more than fifty thousand pounds annually in the purchase of ale and liquors. Their improvidence may be studied with advantage in the Bilston Market. No other market is supplied with finer poultry, or comparatively to the population, in greater abundance; and this is chiefly, if not entirely, for, the consumption of the labouring classes,--for the resident inhabitants, not directly associated with those classes are few in number. Sordid and ill-favoured men may there be seen buying on Saturday, chickens, ducks, and geese, which they eat for supper; and in some instances, bottled porter and wine. Yet, so little have they beforehand in the world, that if the works were to stop, they would begin within a fortnight to pawn the little furniture of their cottages, and their clothes, for subsistence and for drink.

出处: https://www.gutenberg.org/ebooks/14418
定位:Excerpt 113 · 核对日期:2026-10-19 · 核验:短摘录

白话

观察者说,比尔斯顿约六千矿工,每年花五万多英镑买啤酒和烈酒。他们的不节俭在市场上看得清楚:没有哪个市场供应比这里更肥美的家禽,按人口比例也更多,主要买主就是劳工阶层。周六能看到他们买鸡鸭鹅当晚餐,有的还买瓶装啤酒和葡萄酒。可他们底子薄,一旦工厂停工,不到两周就得典当家具衣物换饭吃换酒喝。核心是:高收入时挥霍享乐,不存钱,抗风险能力极差。

上下文

选自斯迈尔斯《节俭》,以比尔斯顿矿工为例说明高工资时期的消费陋习。

今日一问

你每周花在非必需享乐上的钱占收入多少?如果收入中断,你能撑多久?

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