投资 · 创业者自述

塞缪尔·斯迈尔斯:节俭·摘录 116

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

The intense selfishness, thriftlessness, and folly of these highly paid operatives, is scarcely credible. Exceptions are frequently taken to calling the working classes "the lower orders;" but "the lower orders" they always will be, so long as they indicate such sensual indulgence and improvidence. In cases such as these, improvidence is not only a great sin, and a feeder of sin, but it is a great _cruelty_. In the case of the father of a family, who has been instrumental in bringing a number of helpless beings into the world, it is heartless and selfish in the highest degree to spend money on personal indulgences such as drink, which do the parent no good, and the mother and the children, through the hereditary bad example, an irreparable amount of mischief. The father takes sick, is thrown out of work, and his children are at once deprived of the means of subsistence. The reckless parent has not even taken the precaution to enter a Provident or a Benefit Society; and while he is sick, his wife and children are suffering the pangs of hunger. Or, he dies; and the poor creatures are thrown upon the charity of strangers, or on the miserable pittance wrung from the poor-rates.

出处: https://www.gutenberg.org/ebooks/14418
定位:Excerpt 116 · 核对日期:2026-10-19 · 核验:短摘录

白话

作者批评这些高薪工人极度自私、挥霍和愚蠢。有人不爱听“下层阶级”这个叫法,但只要他们这样放纵感官、不顾将来,就永远是“下层”。这种不节俭不只是罪,还会引发更多罪,更是一种残忍。一个父亲把一家人带到世上,却把钱花在喝酒等个人享乐上,对自己没好处,却给妻子儿女立下坏榜样,造成无法弥补的伤害。父亲一旦病倒失业,孩子立刻断了生计;他连互助会或保险都没参加,生病时妻儿只能挨饿。若他死了,可怜的孩子只能靠陌生人施舍或微薄的救济金过活。核心是:不顾将来的挥霍,是对家人最深的残忍。

上下文

斯迈尔斯《节俭》中批评工人酗酒、不参加互助会的段落,反映19世纪英国工人阶级的保障问题。

今日一问

你有没有为家人做过最基本的风险准备,比如保险或应急储蓄?

公版作品;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。

本文本为公版;底本与原文链接见上。 版权

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