投资 · 创业者自述
塞缪尔·斯迈尔斯：节俭·摘录 199
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
It is difficult to fix the precise limits of economy. Bacon says that if a man would live well within his income, he ought not to expend more than one-half, and save the rest. This is perhaps too exacting; and Bacon himself did not follow his own advice. What proportion of one's income should be expended on rent? That depends upon circumstances. In the country about one-tenth; in London about one-sixth. It is at all events better to save too much, than spend too much. One may remedy the first defect, but not so easily the latter. Wherever there is a large family, the more money that is put to one side and saved, the better.
出处：
https://www.gutenberg.org/ebooks/14418
定位：Excerpt 199 · 核对日期：2026-10-19 · 核验：短摘录
白话
节约的尺度很难有精确标准。培根说，如果想在收入内过得好，最多花一半、存一半；这要求有点高，他自己也没做到。房租占收入多少合适？看情况：乡下约十分之一，伦敦约六分之一。总之，多存比多花好，因为存少了以后还能补救，花超了却很难挽回。家里人口多，更要多存钱。核心是：节约不是死板比例，而是量入为出、留有余地，优先保证储蓄。做法上，先定一个你能承受的储蓄比例，再安排房租和开销，别让支出追着收入跑。
上下文
塞缪尔·斯迈尔斯是19世纪英国作家，他在《节俭》一书中讨论个人理财与道德修养，引用培根的话说明节约没有固定公式。
今日一问
你现在的储蓄比例是多少？如果花超了，你打算从哪一项开支开始削减？
公版作品；原文逐字取自 Project Gutenberg，仅摘录段落并附全书链接。
你的邮箱
只用于发送原典。不发广告，不卖名单。
本文本为公版；底本与原文链接见上。 版权