投资 · 创业者自述
塞缪尔·斯迈尔斯:节俭·摘录 201
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
Although Englishmen are a diligent, hard-working, and generally self-reliant race, trusting to themselves and their own efforts for their sustenance and advancement in the world, they are yet liable to overlook and neglect some of the best practical methods of improving their position, and securing their social well-being. They are not yet sufficiently educated to be temperate, provident, and foreseeing. They live for the present, and are too regardless of the coming time. Men who are husbands and parents, generally think they do their duty if they provide for the hour that is, neglectful of the hour that is to come. Though industrious, they are improvident; though money-making, they are spendthrift. They do not exercise forethought enough, and are defective in the virtue of prudent economy.
出处:
https://www.gutenberg.org/ebooks/14418
定位:Excerpt 201 · 核对日期:2026-10-19 · 核验:短摘录
白话
英国人勤劳、自立,靠自己的努力谋生和上进,但仍容易忽视一些改善处境、保障福祉的实用方法。他们还没受到足够教育,做不到节制、有远见。他们为当下而活,不太管将来。做丈夫和父亲的人,往往觉得只要应付了眼前就算尽责,不管以后。他们虽然勤奋,却没有远见;虽然会赚钱,却花钱大手大脚。核心是:光靠勤劳不够,还要有预见和节约。做法上,把“为将来做准备”当成日常习惯,比如定期储蓄、为意外留备用金,而不是只盯着眼前。
上下文
斯迈尔斯在19世纪英国工业繁荣背景下写作,指出当时英国工人虽勤劳却缺乏远见和储蓄习惯。
今日一问
你最近一次为“将来可能发生的意外”做财务准备是什么时候?
公版作品;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。
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