投资 · 创业者自述
塞缪尔·斯迈尔斯：节俭·摘录 282
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
And yet the private soldiers do not deposit all their savings in the military savings banks,--especially when they can obtain access to an ordinary savings bank. We are informed that many of the household troops stationed in London deposit their spare money in the savings banks rather than in the regimental banks; and when the question was on a recent occasion asked as to the cause, the answer given was, "I would not have my sergeant know that I was saving money." But in addition to this, the private soldier would rather that his comrades did not know that he was saving money; for the thriftless soldier, like the thriftless workman, when he has spent everything of his own, is very apt to set up a kind of right to borrow from the fund of his more thrifty comrade.
出处：
https://www.gutenberg.org/ebooks/14418
定位：Excerpt 282 · 核对日期：2026-10-19 · 核验：短摘录
白话
然而士兵并不把所有积蓄都存进军队储蓄银行，尤其当他们能使用普通储蓄银行时。据说许多驻伦敦的皇家卫队士兵宁愿把钱存到普通银行，而不是团里的银行。有人问原因，回答是：“我不想让我的中士知道我在存钱。”此外，士兵也不愿让战友知道自己在存钱，因为不节俭的士兵就像不节俭的工人一样，花光自己的钱后，很容易觉得有权利向节俭的同伴借钱。作者点出：储蓄的障碍有时不是钱不够，而是怕被人知道、怕被借钱。
上下文
19世纪英国军队中，团级储蓄银行由军官管理，士兵担心隐私泄露。斯迈尔斯在《节俭》中分析士兵储蓄的障碍，指出社会压力对节俭的影响。
今日一问
你是否有过因为怕被人借钱或议论，而不敢让别人知道你在存钱？
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