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塞缪尔·斯迈尔斯:节俭·摘录 342

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

If a man does not know how to save his pennies or his pounds, his nose will always be kept to the grindstone. Want may come upon him any day, "like an armed man." Careful saving acts like magic: once begun, it grows into habit. It gives a man a feeling of satisfaction, of strength, of security. The pennies he has put aside in his savings box, or in the savings bank, give him an assurance of comfort in sickness, or of rest in old age. The man who saves has something to weather-fend him against want; while the man who saves not has nothing between him and bitter, biting poverty.

出处: https://www.gutenberg.org/ebooks/14418
定位:Excerpt 342 · 核对日期:2026-10-19 · 核验:短摘录

白话

一个人如果不会存小钱,也不存大钱,那就永远得埋头苦干,像推磨的驴。贫困可能哪天“像带武器的壮汉”突然袭来。认真储蓄有神奇效果:一旦开始,就会变成习惯,给人满足感、力量感和安全感。存钱罐或银行里的那些钱,让你生病时能安心,年老时能休息。存钱的人有东西挡风遮雨,不存钱的人则和刺骨的贫穷之间什么屏障都没有。所以,尽早开始存,哪怕很少。

上下文

斯迈尔斯在《节俭》结尾强调储蓄习惯的长期心理和实际保障作用。

今日一问

如果明天突然失业,你手头的积蓄能撑多久?今天能开始存下第一笔“防风雨”的钱吗?

公版作品;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。

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