Samuel Smiles：Thrift, Excerpt 342

If a man does not know how to save his pennies or his pounds, his nose will always be kept to the grindstone. Want may come upon him any day, "like an armed man." Careful saving acts like magic: once begun, it grows into habit. It gives a man a feeling of satisfaction, of strength, of security. The pennies he has put aside in his savings box, or in the savings bank, give him an assurance of comfort in sickness, or of rest in old age. The man who saves has something to weather-fend him against want; while the man who saves not has nothing between him and bitter, biting poverty.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 342 · Verified：2026-10-19 · Verification：Short excerpt

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