投资 · 创业者自述
塞缪尔·斯迈尔斯：节俭·摘录 4
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
The author has already referred to the Use and Abuse of Money; but the lesson is worthy of being repeated and enforced. As he has already observed,--Some of the finest qualities of human nature are intimately related to the right use of money; such as generosity, honesty, justice, and self-denial; as well as the practical virtues of economy and providence. On the other hand, there are their counterparts of avarice, fraud, injustice, and selfishness, as displayed by the inordinate lovers of gain; and the vices of thoughtlessness, extravagance, and improvidence, on the part of those who misuse and abuse the means entrusted to them.
出处：
https://www.gutenberg.org/ebooks/14418
定位：Excerpt 4 · 核对日期：2026-10-19 · 核验：短摘录
白话
作者已经谈过金钱的正当使用与滥用，但这件事值得反复强调。他说，人性中一些最好的品质都和正确用钱密切相关，比如慷慨、诚实、公正、自我克制，以及节约和未雨绸缪这些实用美德。反过来，过度贪财的人会显出贪婪、欺诈、不公和自私；而乱花钱、不节制、不为将来打算的人，则暴露出轻率、挥霍和缺乏远见。所以怎么用钱，直接照出一个人的品格。
上下文
这是斯迈尔斯在《节俭》中重申他此前关于金钱用途的论述，强调用钱方式与品格相连。
今日一问
从你最近的消费和储蓄决定里，能看出自己哪些品格优点和弱点？
公版作品；原文逐字取自 Project Gutenberg，仅摘录段落并附全书链接。
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