投资 · 创业者自述
塞缪尔·斯迈尔斯：节俭·摘录 56
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
Many persons are diligent enough in making money, but do not know how to economize it,--or how to spend it. They have sufficient skill and industry to do the one, but they want the necessary wisdom to do the other. The temporary passion for enjoyment seizes us, and we give way to it without regard to consequences. And yet it may be merely the result of forgetfulness, and might be easily controlled by firmness of will, and by energetic resolution to avoid the occasional causes of expenditure for the future. The habit of saving arises, for the most part, in the desire to ameliorate our social condition, as well as to ameliorate the condition of those who are dependent upon us. It dispenses with everything which is not essential, and avoids all methods of living that are wasteful and extravagant. A purchase made at the lowest price will be dear, if it be a superfluity. Little expenses lead to great. Buying things that are not wanted, soon accustoms us to prodigality in other respects.
出处：
https://www.gutenberg.org/ebooks/14418
定位：Excerpt 56 · 核对日期：2026-10-19 · 核验：短摘录
白话
很多人赚钱很勤奋，却不懂怎么省钱、怎么花钱。他们有本事挣钱，却缺花钱的智慧。一时的享乐冲动会抓住我们，让我们不顾后果地花钱。但这往往只是忘了后果，只要意志坚定、下决心避开那些偶尔引发开支的场合，就能控制住。存钱的习惯，多半来自想改善自己和社会地位的愿望，也为了照顾依赖我们的人。它要求去掉一切不必要的东西，避免浪费奢侈的生活方式。再便宜的东西，如果多余就是贵的。小开销会累积成大开销，买不需要的东西，很快会让我们在其他方面也变得挥霍。
上下文
斯迈尔斯在《节俭》中强调，节俭不仅是省钱，更是一种理性的生活管理能力。
今日一问
你最近买的东西里，有多少是“便宜但不需要”的？
公版作品；原文逐字取自 Project Gutenberg，仅摘录段落并附全书链接。
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