赚钱的艺术·摘录 13 · P.T. 巴纳姆

Young men starting in life should avoid running into debt. There is scarcely anything that drags a person down like debt. It is a slavish position to get in, yet we find many a young man, hardly out of his "teens," running in debt. He meets a chum and says, "Look at this: I have got trusted for a new suit of clothes." He seems to look upon the clothes as so much given to him; well, it frequently is so, but, if he succeeds in paying and then gets trusted again, he is adopting a habit which will keep him in poverty through life. Debt robs a man of his self-respect, and makes him almost despise himself. Grunting and groaning and working for what he has eaten up or worn out, and now when he is called upon to pay up, he has nothing to show for his money; this is properly termed "working for a dead horse." I do not speak of merchants buying and selling on credit, or of those who buy on credit in order to turn the purchase to a profit. The old Quaker said to his farmer son, "John, never get trusted; but if thee gets trusted for anything, let it be for 'manure,' because that will help thee pay it back again."

出处： https://www.gutenberg.org/ebooks/8581
定位：Excerpt 13 · 核对日期：2026-10-19 · 核验：短摘录

白话

年轻人起步时千万别欠债。欠债几乎是最拖累人的事，会让人陷入奴隶般的位置，可很多刚成年的小伙子就背上了债。有人赊账买了新衣服，还得意地跟朋友炫耀，好像衣服是白送的；就算他后来还上了，再继续赊，就会养成习惯，一辈子受穷。欠债会夺走自尊，让人看不起自己；辛苦挣来的钱都填了已经吃掉、穿破的东西，这叫“为死马干活”。巴纳姆说的不是商人周转性的赊购，而是消费性负债。他引用一位贵格会老人对务农儿子的话：别赊账；真要赊，就赊肥料，因为它能帮你把钱挣回来。

上下文

巴纳姆在《赚钱的艺术》中劝年轻人避免消费性负债，并用贵格会老人的话区分能生利的赊账。

今日一问

你目前有没有为了消费而欠的债？你打算怎么开始减少它？

公版作品；原文逐字取自 Project Gutenberg，仅摘录段落并附全书链接。

健康 · 忽思慧《饮膳正要》

治腰背疼痛，骨髓虛損，不能久立，身重氣乏，盗汗，少食，時復吐利。生地黃（半斤）飴糖（五兩）烏雞（一枚）上三味，先將雞去毛、腸肚淨，細切，地黃與糖相和匀，内雞腹中，以銅器中放之，復置甑中蒸炊，飯熟成，取食之。不用鹽醋，唯食肉盡却飲汁。治虛勞，腰痛，咳嗽，肺痿，骨蒸。熟羊脂（五兩）熟羊髓（五兩）白沙蜜（五兩，煉淨）生薑汁（一合）生地黃汁（五合）上五味，先以羊脂煎令沸，次下羊髓又令沸，次下蜜、地黃、生薑汁，不住手攪，微火熬數沸成膏。每日空心…

这里给出三个补虚食疗方。第一方用乌鸡一只，去毛和内脏，把半斤生地黄和五两饴糖拌匀塞进鸡肚，放铜器里再入蒸锅蒸到饭熟，取出吃肉喝汁，不加盐醋，治腰背痛、骨髓虚损、久站无力、身重气乏、盗汗、食少、时而吐泻。第二方用熟羊脂、羊髓、白沙蜜、生姜汁、生地黄汁，先煎羊脂至沸，下羊髓再沸，再下蜜、地黄、姜汁，不停搅拌，微火熬成膏，每天空腹温酒调一匙，治虚劳腰痛咳嗽肺痿骨蒸。第三方用羊肝肚肾心肺各一具洗净，加牛酥、胡椒、荜拨、豆豉、陈皮、良姜、草果、葱，慢火煮熟，滤汁。

事业 · 司馬光《资治通鉴》

突厥頡利可汗鬱鬱不得意，數與家人相對悲泣，容貌羸憊。上見而憐之，以虢州地多麋鹿，可以遊獵，乃以頡利為虢州刺史；頡利辭，不願往。癸未，復以為右衛大將軍。

突厥颉利可汗郁郁不得志，多次与家人相对悲泣，容貌瘦弱疲惫。太宗见到后怜悯他，因为虢州地方多麋鹿，可以游猎，就任命颉利为虢州刺史；颉利推辞，不愿前往。癸未日，又任命他为右卫大将军。

投资 · 塞缪尔·斯迈尔斯《节俭》

Another most important point is, the Security. Government is responsible for the full amount paid in; so that the money deposited with the Post Office Savings Bank is as safe as if it were in the Bank of England. The…

邮政储蓄银行另一个重要优点是安全。政府为存入的全部金额负责，所以钱放在那里和放在英格兰银行一样安全。存款还可以免费从一个地方转到另一个地方，无论最初存在哪里，需要时都能方便地取给储户。所有操作都在储户和邮局长之间秘密进行，邮局长被禁止泄露储户姓名。这解决了普通人对银行不信任、怕钱丢失或怕隐私暴露的顾虑，让节俭存钱变得既安全又私密。

本文本为公版；底本与原文链接见上。版权

← 返回原文库

白话

上下文

今日一问

同主题延伸

你的邮箱