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塞缪尔·斯迈尔斯：自助论·摘录 198
塞缪尔·斯迈尔斯《自助论》· Self-Help · 领导
Every man ought so to contrive as to live within his means. This practice is of the very essence of honesty. For if a man do not manage honestly to live within his own means, he must necessarily be living dishonestly upon the means of somebody else. Those who are careless about personal expenditure, and consider merely their own gratification, without regard for the comfort of others, generally find out the real uses of money when it is too late. Though by nature generous, these thriftless persons are often driven in the end to do very shabby things. They waste their money as they do their time; draw bills upon the future; anticipate their earnings; and are thus under the necessity of dragging after them a load of debts and obligations which seriously affect their action as free and independent men.
出处：
https://www.gutenberg.org/ebooks/935
定位：Excerpt 198 · 核对日期：2026-10-19 · 核验：短摘录
白话
每个人都应量入为出。这是诚实的基本要求，因为若不能诚实地靠自己的收入生活，就必然不诚实地靠别人的钱生活。那些花钱随意、只顾自己满足而不顾他人的人，往往明白钱的真正用途时为时已晚。他们虽天性慷慨，却常因挥霍而最终做出很寒酸的事。他们像浪费时间一样浪费钱，透支未来、预支收入，结果背上债务和义务的重担，严重妨碍他们作为自由独立的人的行动。
上下文
塞缪尔·斯迈尔斯《自助》一书，19世纪英国，强调节俭与自立。
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