Samuel Smiles：Thrift, Excerpt 196

The next rule is to pay ready money, and never, on any account, to run into debt. The person who runs into debt is apt to get cheated; and if he runs into debt to any extent, he will himself be apt to get dishonest. "Who pays what he owes, enriches himself."

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 196 · Verified：2026-10-19 · Verification：Short excerpt

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