Samuel Smiles：Thrift, Excerpt 292

This admirable advice was not lost. One institution after another embraced the plan, and preliminary savings banks were, shortly established in connection with the principal mechanics' institutes throughout Yorkshire. Those established at Huddersfield, Halifax, Bradford, Leeds, and York, were exceedingly successful. The Penny Banks established at Halifax consisted of a central bank and seven subordinate branches. The number of members, and the average amount of the sums deposited with them, continued to increase from year to year. Fourteen Penny Banks were established at Bradford; and after the depositors had formed the habit of saving in the smaller banks, they transferred them in bulk to the ordinary Savings Bank.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 292 · Verified：2026-10-19 · Verification：Short excerpt

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