Samuel Smiles：Thrift, Excerpt 341

A man may work hard, and earn high wages; but if he allows the pennies, which are the result of hard work, to slip out of his fingers--some going to the beershop, some this way, and some that,--he will find that his life of hard work is little raised above a life of animal drudgery. On the other hand, if he take care of the pennies--putting some weekly into a benefit society or an insurance fund, others into a savings bank, and confides the rest to his wife to be carefully laid out, with a view to the comfortable maintenance and culture of his family,--he will soon find that his attention to small matters will abundantly repay him, in increasing means, in comfort at home, and in a mind comparatively free from fears as to the future.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 341 · Verified：2026-10-19 · Verification：Short excerpt

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