Samuel Smiles：Thrift, Excerpt 382

But masters can do more than this. They can actively aid their workmen in the formation of prudent habits, by establishing savings banks for men and women, and penny banks for boys and girls; by encouraging the formation of provident clubs and building societies, of provision and clothing clubs, and in many other ways. They might also distribute among them, without any officious interference, good counsel as to the manner in which they might make the best use of their wages. Many large employers have already accomplished much practical good, by encouraging the formation of provident institutions,--in which they have never failed to secure the respect, and generally the co-operation, of their workmen.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 382 · Verified：2026-10-19 · Verification：Short excerpt

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