Samuel Smiles：Thrift, Excerpt 421

But although Mr. Akroyd has done so much as a master for the men and women employed by him, he has perhaps done still more as a public benefactor by establishing the Yorkshire Penny Bank for Savings. As early as the year 1852, Mr. Akroyd instituted a Savings Bank to enable his workpeople to deposit sums of from one penny upwards. The system was found to work so well, and to have such a beneficial effect in making people provident, that he conceived the idea of extending its operations throughout the West Riding of Yorkshire. Having obtained the co-operation of several influential gentlemen, the scheme was started in 1856, and an Act of Parliament was obtained for constituting the Yorkshire Penny Savings Bank as it now exists.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 421 · Verified：2026-10-19 · Verification：Short excerpt

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