事业 · 创业者自述
安德鲁·卡内基：安德鲁·卡内基自传·补录 290
安德鲁·卡内基《安德鲁·卡内基自传》· Autobiography of Andrew Carnegie · 领导
Speaking for myself in this great crisis, I was at first the most excited and anxious of the partners. I could scarcely control myself. But when I finally saw the strength of our financial position I became philosophically cool and found myself quite prepared, if necessary, to enter the directors' rooms of the various banks with which we dealt, and lay our entire position before their boards. I felt that this could result in nothing discreditable to us. No one interested in our business had lived extravagantly. Our manner of life had been the very reverse of this. No money had been withdrawn from the business to build costly homes, and, above all, not one of us had made speculative ventures upon the stock exchange, or invested in any other enterprises than those connected with the main business. Neither had we exchanged endorsements with others. Besides this we could show a prosperous business that was making money every year.
出处：
https://www.gutenberg.org/ebooks/17976
定位：Additional excerpt 290 · 核对日期：2026-10-19 · 核验：短摘录
白话
卡内基说，在这场大危机中，他起初是合伙人中最激动、最焦虑的，几乎控制不住自己。但当他最终看清公司财务的稳固后，就变得冷静达观，甚至准备必要时走进往来银行的董事室，把全部情况摊开。他觉得这不会让他们丢脸。因为参与生意的人没人生活奢侈，相反，生活方式非常节俭；没人从企业抽钱去建豪宅；最重要的是，没人炒股投机，也没投资主业以外的生意；彼此之间也没有互相担保。此外，他们还能展示每年都赚钱的兴旺业务。
上下文
卡内基自传中讲述1873年金融危机时，他如何从恐慌转为镇定，并准备向银行坦白财务状况。
今日一问
如果你的生意明天需要向银行交底，你的账目和生活方式经得起审视吗？
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