投资 · 创业者自述
塞缪尔·斯迈尔斯:节俭·摘录 261
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
The instances which we have already cited of persons in the humbler ranks of life having by prudential forethought accumulated a considerable store of savings for the benefit of their families, and as a stay for their old age, need not by any means be the comparatively exceptional cases that they are now. What one well-regulated person is able to do, others, influenced by similar self-reliant motives, and practising like sobriety and frugality, might with equal ease and in one way or another accomplish. A man who has more money about him than he requires for current purposes, is tempted to spend it. To use the common phrase, it is apt to "burn a hole in his pocket." He may be easily entrapped into company; and where his home provides but small comfort, the public-house, with its bright fire, is always ready to welcome him.
出处:
https://www.gutenberg.org/ebooks/14418
定位:Excerpt 261 · 核对日期:2026-10-19 · 核验:短摘录
白话
作者举出底层人士通过谨慎远见为家庭和养老积攒储蓄的例子,认为这不应只是例外。一个自律的人能做到的事,其他有自强动机、同样节制节俭的人也能做到。手头钱多于日常所需,就容易乱花,所谓“烧口袋”。如果家里没什么舒适,酒馆的明亮炉火总在欢迎他。因此,储蓄不仅是存钱,更是抵御诱惑、经营好家庭生活。做法是培养自律和节俭,让储蓄成为习惯,而不是靠一时冲动。
上下文
《节俭》中,斯迈尔斯用实例鼓励普通人效仿,强调自律与节俭可复制。
今日一问
你手头多出的钱,通常是被存起来,还是不知不觉花在了消遣上?
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