Samuel Smiles：Thrift, Excerpt 261

The instances which we have already cited of persons in the humbler ranks of life having by prudential forethought accumulated a considerable store of savings for the benefit of their families, and as a stay for their old age, need not by any means be the comparatively exceptional cases that they are now. What one well-regulated person is able to do, others, influenced by similar self-reliant motives, and practising like sobriety and frugality, might with equal ease and in one way or another accomplish. A man who has more money about him than he requires for current purposes, is tempted to spend it. To use the common phrase, it is apt to "burn a hole in his pocket." He may be easily entrapped into company; and where his home provides but small comfort, the public-house, with its bright fire, is always ready to welcome him.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 261 · Verified：2026-10-19 · Verification：Short excerpt

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