投资 · 创业者自述

塞缪尔·斯迈尔斯:节俭·摘录 41

塞缪尔·斯迈尔斯《节俭》· Thrift · 投资

Society at present suffers far more from waste of money than from want of money. It is easier to make money than to know how to spend it. It is not what a man gets that constitutes his wealth, but his manner of spending and economizing. And when a man obtains by his labour more than enough for his personal and family wants, and can lay by a little store of savings besides, he unquestionably possesses the elements of social well-being. The savings may amount to little, but they may be sufficient to make him independent.

出处: https://www.gutenberg.org/ebooks/14418
定位:Excerpt 41 · 核对日期:2026-10-19 · 核验:短摘录

白话

社会目前因浪费钱而遭受的损失,远大于缺钱。赚钱比懂得花钱更容易。财富不在于挣多少,而在于如何花费和节约。当一个人劳动所得超过家庭所需,还能存下一些,他就具备了社会福祉的基础。储蓄可能不多,但足以让他独立。所以重点不是收入高低,而是消费和储蓄的方式。

上下文

斯迈尔斯《节俭》中的论述,批判浪费,强调储蓄对个人独立的意义。

今日一问

你最近一笔支出,是必要消费还是可以避免的浪费?

公版作品;原文逐字取自 Project Gutenberg,仅摘录段落并附全书链接。

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