投资 · 创业者自述
塞缪尔·斯迈尔斯：节俭·摘录 88
塞缪尔·斯迈尔斯《节俭》· Thrift · 投资
No one can reproach the English workman with want of industry. He works harder and more skilfully than the workman of any other country; and he might be more comfortable and independent in his circumstances, were he as prudent as he is laborious. But improvidence is unhappily the defect of the class. Even the best-paid English workmen, though earning more money than the average of professional men, still for the most part belong to the poorer classes because of their thoughtlessness. In prosperous times they are not accustomed to make provision for adverse times; and when a period of social pressure occurs, they are rarely found more than a few weeks ahead of positive want.
出处：
https://www.gutenberg.org/ebooks/14418
定位：Excerpt 88 · 核对日期：2026-10-19 · 核验：短摘录
白话
没有人能指责英国工人缺乏勤劳。他比任何其他国家的工人都更努力、更熟练；如果他能像勤劳一样谨慎，他的境况可能会更舒适、更独立。但不幸的是，缺乏远见是这个阶层的缺陷。即使收入最高的英国工人，虽然挣得比普通专业人士平均更多，但大多数仍属于较贫穷的阶层，因为他们缺乏思考。在繁荣时期，他们不习惯为不利时期做准备；当社会压力来临时，他们很少能在真正匮乏前有几周的余粮。
上下文
斯迈尔斯《节俭》中评论英国工人的勤劳但缺乏远见，导致贫困。
今日一问
你是否有为未来的困难时期做准备的储蓄计划？
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