Samuel Smiles：Thrift, Excerpt 13

Economy is not a natural instinct, but the growth of experience, example, and forethought. It is also the result of education and intelligence. It is only when men become wise and thoughtful that they become frugal. Hence the best means of making men and women provident is to make them wise.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 13 · Verified：2026-10-19 · Verification：Short excerpt

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