Samuel Smiles：Thrift, Excerpt 237

Two other methods of co-operative saving remain to be mentioned. The first is by Life Assurance, which enables widows and children to be provided for at the death of the assured; and the second is by Friendly Societies, which enable working men to provide themselves with relief in sickness, and their widows and orphans with a small sum at their death. The first method is practised by the middle and upper classes; and the second by the working classes.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 237 · Verified：2026-10-19 · Verification：Short excerpt

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