Samuel Smiles：Thrift, Excerpt 256

Friendly Societies began their operations before there was any science of vital statistics to guide them; and if they have made mistakes in mutual assurance, they have not stood alone. Looking at the difficulties they have had to encounter, they are entitled to be judged charitably. Good advice given them in a kindly spirit will not fail to produce good results. The defects which are mixed up with them are to be regarded as but the transient integument which will most probably fall away as the flower ripens and the fruit matures.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 256 · Verified：2026-10-19 · Verification：Short excerpt

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