Samuel Smiles：Thrift, Excerpt 271

It is not the highly-paid class of working men and women who invest money in the savings banks; but those who earn comparatively moderate incomes. Thus the most numerous class of depositors in the Manchester and Salford Savings Bank is that of domestic servants. After them rank clerks, shopmen, porters, and miners. Only about a third part of the deposits belong to the operatives, artizans, and mechanics. It is the same in manufacturing districts generally. A few years since, it was found that of the numerous female depositors at Dundee, only one was a factory worker: the rest were for the most part servants.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 271 · Verified：2026-10-19 · Verification：Short excerpt

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