Samuel Smiles：Thrift, Excerpt 431

In another bank, a man who had been a reckless and desperate fellow was induced by his wife to deposit a few coppers in the bank. He did so, and his weekly deposits increased; while at the same time his visits to the public-house decreased. In the course of a short time he had a respectable balance to his credit; and this induced him to take a share in a building society, and then a second share. After continuing to pay upon these shares for some time, he purchased a piece of land, upon which he built two houses. One of these he occupies himself, and the other he lets. Besides this, he is now a respectable tradesman, having two or three journeymen and an apprentice working for him. He is sober and steady, and much respected by his friends and neighbours.

Source： https://www.gutenberg.org/ebooks/14418
Locator：Excerpt 431 · Verified：2026-10-19 · Verification：Short excerpt

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